Ah Hock's Guide to Navigating WhatsApp Moneylenders in Singapore

Introduction:

Hello lah, it's me, Ah Hock! Today, I want to share with you an interesting encounter I had at the swimming pool. Yes lah, you heard it right, the swimming pool! You know, ever since the government announced free entry for those aged 65 and above, I've been swimming more often than a fish in the Singapore River. But enough about my swimming, let's dive into the story.

The Encounter:

AH HOCK enjoying his swim at the neighbourhood pool

So, there I was, doing my laps, when I noticed a fellow swimmer who seemed to be following me. I thought maybe he was just admiring my freestyle, but then he approached me. His name was Ah Kiat, and he had heard from the grapevine that I was the go-to guy for advice on moneylenders in Singapore. He was curious about these WhatsApp moneylenders that had been popping up and wanted to know if they were genuine.

The Advice:

AH Kiat want to learn more about WhatsApp moneylenders in Singapore

I told Ah Kiat, "Brother, you must be careful. In Singapore, moneylenders are not allowed to advertise. So, if you receive an invitation to take a loan through WhatsApp, it's likely an ah long, not a licensed moneylender. It's different when you visit a website like www.hmsmoney.com, where there's an option to apply for a loan through WhatsApp. That one is legit."

The Explanation:

I explained to Ah Kiat that HMS CREDIT is a licensed moneylender in Singapore. They have a user-friendly website where you can apply for a loan, calculate your repayment plan, and even chat with their friendly staff via WhatsApp for any inquiries. They are transparent, reliable, and most importantly, they abide by the rules and regulations set by the Ministry of Law.

The Conclusion:

Ah Kiat thanked me for the advice and promised to be more cautious in the future. As for me, I finished my swim and headed home, feeling like I had done my good deed for the day.

Ah hock long walk home after explaining to AH Kiat

Remember lah, if you need a loan, don't just jump at the first offer you see on WhatsApp. Do your research, and make sure you're dealing with a licensed moneylender like HMS CREDIT. They're just a click away!

Disclaimer: Ah Hock is a fictional character created by the HMS CREDIT team for the purpose of this blog. Ah Hock is not a real person, and all references to Ah Hock should be understood as references to the HMS CREDIT team.

Ah Hock's Guide to PHV Loan for Raju's Daughter's Wedding

"Ahoy there! It's me, Ah Hock, your friendly neighborhood storyteller. Today, I've got a tale that's as fiery as a bowl of Tom Yum soup, featuring my best buddy, Raju. Now, Raju and I, we're like roti prata and curry - inseparable. Our friendship is so famous, it could give the Katong Laksa a run for its money. But of late, Raju had gone MIA, and I was as restless as a popiah seller with a broken stove.

Ah hock’s neighbourhood

One sunny afternoon, I decided to check on Raju. I was greeted by his wife, Rani, a woman as vibrant as Madhuri Dixit in a musical number. I asked about Raju, and Rani, sighing like an auntie who missed the 4D winning number by one digit, Rani told me Raju was driving for a ride-hailing app. He was clocking more hours than a durian seller during the peak season, all to save up for their daughter Renuka's wedding. Hearing that I reassured Rani that I will talk to Raju and see if I could come up with a solution for him,

Rani , Raju’s wife

One night, I decided to wait up for Raju. At 1 am, I saw Raju's car parked with the engine running. Raju was inside, as still as a Bollywood hero in a dramatic pause. Worried, I dashed towards the car like a kiasu auntie at a Great Singapore Sale. I flung open the door, and Raju woke up, startled. We both screamed like we had seen a Pontianak, causing a commotion in the neighborhood.

raju thought he saw a Pontianak

Once the dust settled, Raju and I sat down under the void deck. With the wisdom of Amitabh Bachchan in 'Baghban', I advised Raju to prioritize his family and health over money. I suggested that Raju could take a PHV loan from HMS CREDIT, a reliable and trusted licensed moneylender. Looking as shocked as a Bollywood villain caught red-handed, Raju was initially hesitant. But I reassured him, explaining that HMS CREDIT had a loan repayment calculator on their website (https://www.hmsmoney.com/hms-credit-repayment-calculator) that could help him plan his budget, making it easy for him to estimate the repayments. Raju, after some thought, agreed. He realized he didn't have to drive himself to exhaustion to save up for the wedding. He could take a PHV loan and repay it slowly, without the added stress. And so, the tale of Raju and Ah Hock took a turn for the better. Raju learned about financial planning, and I, in my own way, saved the day. As for Rani, she was relieved that her husband wouldn't be driving like a madman anymore. And we all lived happily ever after, with a bit of help from HMS CREDIT.

PHV Loan available with HMS CREDIT

So, remember folks, when in need, don't stress yourself out. Check out HMS CREDIT, your reliable & trusted licensed moneylender. They're just a click away! And if you're a PHV driver like Raju, remember, there's always a PHV loan waiting for you. Now, isn't that a Bollywood ending?"

"Ah Hock's Park Adventure: Unmasking the Online Scam with Mr. Kwok"

Hello, kakis! It's your friendly neighborhood Ah Hock here, back with another tale that's as Stirring as a sip of Teh Tarik. This time, it's about my friend, Mr. Kwok, and his unfortunate encounter with an online scam.

AH hock weekend stroll

It was a typical Sunday morning, and I was taking my usual stroll at the neighborhood park, enjoying the sights and scents of nature. Suddenly, I noticed a rustling in the bushes. My first thought was, "Wah, Sunday morning also got people so daring ar?" But as I was about to leave, thinking it might be some lovebirds, I heard a "psst, psst" and turned around. To my surprise, it was Mr. Kwok, Looking as stressed as a taxi uncle in peak hour traffic, hiding in the bushes!

MR Kwok hiding in the bushes

"Eh, Mr. Kwok, you here with who? Your wife knows what you doing ar?" I asked, trying to suppress my laughter. But Mr. Kwok looked serious. He explained that he was hiding because he had lost their money to an online moneylending scam. He had wanted to surprise his wife with a cruise to nowhere for their anniversary but needed more cash. Now, he was really going nowhere, scared to face his fiery, frying pan-swinging wife, Mrs. Kwok.

MRS Kwok frying pan swinging aunty

I told him, "Aiya, Mr. Kwok, hiding no use la. Better face the music before Mrs. Kwok makes a police report. Worse, right?" So, I brought him home and explained to Mrs. Kwok about the whole situation. To my surprise, Mrs. Kwok was understanding. She told Mr. Kwok, "It's ok la, at least we learn. Never mind the cruise, let's make the future better instead of crying over spilled milk." I was relieved. Crisis averted!

I told them in the future before making any decisions they should check the following sites for advice and whatnot, the advisory for borrowers on licensed moneylending by the Ministry of Law, and the list of licensed moneylenders in Singapore. I also shared the anti-scam helpline at 1800-722-6688.

But the story doesn't end there, lah. I also shared with them some real stories from the Scam Alert website, showing them how easy it is to fall for these scams if you're not careful. Did you know that since 2022, 1031 victims have fallen to scams, with losses amounting to $9.3 million SGD! Scary, right?

So, my kakis, remember, if it sounds too good to be true, it probably is. Always be careful when dealing with online loans, and only trust licensed moneylenders like HMS Credit.

Until next time, this is Ah Hock, signing off. Take care, lah!

Disclaimer: Please borrow responsibly and understand the terms and conditions before taking a loan.

Additional Disclaimer: Ah Hock is a fictional character created by the HMS CREDIT team for the purpose of this blog. Ah Hock is not a real person, and all references to Ah Hock should be understood as references to the HMS CREDIT team.